Life Insurance

At the Walker Insurance Agency, a member of our team will personally review your life insurance coverage and will also help you get the most of your coverage for the least amount of money.

Life insurance generally has two different types of policies. If you need help deciding which is the right coverage for you, contact the Walker Insurance Agency.

Jasic, Mindy or another member of the team would be more than happy to personally sit down with you and do a careful review to make sure you have the right insurance. The Walker Insurance Agency protects what is most important to you.

Types of Life Insurance Policies

Universal Life Policy is designed to meet your needs like no other policy is able to. With this type of insurance coverage, you generally can accumulate tax-deferred savings, vary your premium and vary your benefits. You can also suspend payments periodically.

Universal Life allows you the flexibility to make changes as your life circumstances change, without having to change your life insurance policy. It's recommended that you lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future.

Term Life Insurance covers you for a specified period of time, such as one, five, 10 or 20 years. Once the term is expired, you must renew it under very specific rules, and renewal is often offered at much higher rates than the original policy.

The policy only pays a death benefit if you die in that period of time. And while term insurance normally never builds in cash value, Term Life Insurance has the advantage of normally providing the highest death benefit for the lowest premium.