Homeowners Insurance

The biggest investment you make in life is your home.

Make sure your investment is protected.

At the Walker Insurance Agency, a member of our team will personally review your homeowners insurance coverage and will also help you get the most of your coverage for the least amount of money.

The Walker Insurance Agency can offer you a wide variety of coverage options to help you make the most out of your investments. Let us review your homeowner's policy with you and make sure there are no gaps in coverage.

In addition to reviewing your insured value and other coverage, the Walker Insurance Agency will take a look dwelling and personal property, personal liability, medical payments to others and additional living expenses.

Jasic, Mindy or another member of the team would be more than happy to personally sit down with you and do a careful review to make sure you have no uninsured gaps. Remember, the Walker Insurance Agency protects what is most important to you.

Basic Coverage of Homeowners Insurace Policies

Property Damage Coverage is designed to help you pay for damage to your home as well as damange to your personal property.

• Other Structures coverage will help protect your detached garage, tool shed, and other unattached structures. Generally, the coverage is 10% of the amount for which your home is insured.

• Personal Property coverage helps pay for a loss of your personal possessions, such as clothing, furniture, TV, stereo and other unattached personal items.

Personal Property Floater cverage that provides broader protection for your valuables than the standard homeowners insurance policy. A personal property floater itemizes each item, gives a description of the item insured and lists excluded perils.

Personal Liability Coverage coverage provides personal liability coverage to help protect you against a non-auto claim in which you were at fault.Liability coverage in your policy covers both the cost of defending you and damages the court orders you must pay.Liability insurance does not have a deductible that you must meet before the insurer begins to pay losses.

Medical Payments Coverage coverage is designed to pay for an injury to someone outside your family but is not designed to medical coverage for you and your family. It can often help settle small injuries outside of court before they become big claims in court.

Additional Living Expenses coverage is designed to cover your stay at a hotel or an apartment if your home is badly damaged.