Auto Insurance

At the Walker Insurance Agency, a member of our team will personally review your auto insurance coverage and will also help you get the most of your coverage for the least amount of money.

The Walker Insurance Agency can offer you a wide variety of coverage options as well as various discounts—from multiple car discounts to good student discounts—to help you make the most out of your insurance.

Many people are currently underinsured because of both the rising costs of vehicles, the high personal injury awards from lawsuits and other factors. Please consult with a member of our team to ensure that you have adequate coverage.

Jasic, Mindy or another member of the team would be more than happy to personally sit down with you and do a careful review to make sure you have no uninsured gaps between policies. The Walker Insurance Agency protects what is most important to you.

Basic Auto Insurance Policies

Bodily Injury (BI) and Property Damage (PD) covers your liability for injuries you cause to other people and property damage for which you are at fault. This coverage usually is expressed in a split number such as 100/300/100.

The first number is the limit in thousands of dollars that your policy will pay for bodily injury per person in the event of an accident. The second number isthe total limit your policy will pay for bodily injury to two or more people per accident. And the third number is the limit that your policy will pay for property damage per accident.

Uninsured & Underinsured Motorist covers you when you are injured by someone who is not insured as well as someone who has inadequate limits of coverage for bodily injuries and property damage.

Collision covers an insured vehicle that is involved in an accident. It is designed to provide payments to repair the damaged vehicle or to provide payment of the cash value of the vehicle if it is not repairable depending on your deductible limits.

Comprehensive covers an insured vehicle that is damaged by incidents that are not considered collisions. Under comprehensive coverage, your car will be protected in case of fire, theft, vandalism, weather or other incidents depending on your deductible limits.